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How it Works
Industry Background
Why Medical Discount Plan savings are not like insurance.
Discount healthcare programs differ from healthcare insurance in several important ways. Discount healthcare programs are available to anyone. You do not have to be a member of an association or depend upon your employer to take advantage of discount healthcare program benefits. Family discount healthcare programs are available as well as programs for individuals. Senior healthcare plans can often be expensive, but ours are easily affordable and available to everyone no matter your age, employment status, or current health conditions. Enrollment is easy, and your acceptance is guaranteed! Simply enroll online anytime, and you are immediately accepted regardless of your age or current health conditions. A membership card will arrive by mail in 7-10 business days. Once you have located a provider in your area using our online directory, simply make an appointment and show your membership card when you arrive for your appointment. Then you just pay the pre-negotiated discounted rate at your time of service. You are immediately qualified no denial for health conditions, you may begin using services immediately and there is no paper work to process. Services are unlimited throughout your membership period for the same low membership fee. Your annual membership fee entitles you to unlimited services throughout the year with no annual maximums on services. You may receive services as often as needed and still receive the same pre-negotiated discounted rates. How our medical discount program works
Our Medical Discount Program allows members access to the insurance network prices that many major insurers enjoy today. Everyone is accepted - regardless of past or current health conditions. There are no annual ceilings, no refusals, no underwriting, or anything like this since these terms are all insurance terms and do not apply to discount programs. Each membership comes with a 30-day money back guarantee on program costs. Members registered in the program will receive a discount when immediate payment is made to the provider at the time of service. Qualified Health is your Affordable Healthcare Solution.
Qualified Health may be used with an insurance plan
The Qualified Health Medical Discount Program can save money for Consumers, Employers and Employees even though they currently have health insurance coverage. We have listed below examples of how Qualified Health works with current health plans. If you have an insurance plan that does not have a PPO or HMO plan connected to it you may use the Qualified Health program to receive network prices on your health care services. If you have an insurance program or an HMO for which you pay a flat rate such as $20.00 every time you visit a doctor, the Qualified Health card cannot be used to obtain further discounts. If you have this type of a medical plan, you may only use the card for services that are not covered under your policy. Some insurance plans may exclude coverage for certain specialty services, etc. You may be able to use your Qualified Health card to receive the network prices on these excluded services, where the insruance company may not provide a discount. However, if you have an HMO or PPO based insurance plan you will not be able to recieve savings through the Qualified Health program when using your insurance. If you have a limited indemnity plan that only covers hospitalization or has a per-diem rate such as $300 per day when hospitalized, or only provides for coverage for certain diseases such as a cancer policy, you will benefit significantly when using the Qualified Health card for all of your medical expenses. Medical Discount Programs are not designed to replace or substitute traditional medical insurance. No restrictions on current health conditions
Since the Qualified Health card has no restrictions everyone is accepted regardless of your current health condition. Using Qualified Health with Medicare
If you are covered by Medicare and going to a doctor or other medical provider who accepts Medicare assignment, you are already receiving discounted prices, and cannot receive another discount using the Qualified Health card. You may however use the card when receiving services from a medical provider who does not accept Medicare assignment. The Qualified Health program does, however, offer savings on several medical needs not covered by Medicare, Click here for details on our Basic package. Do you have questions on Qualified Health?
Please call 1-888-300-0700 24 Hours a day for assistance or e-mail: info [at] qhealth [dot] com and someone will get back to you promptly to answer any questions you may have regarding Qualified Health or information regarding their various membership programs. The Qualified Health medical discount program
The Qualified Health Medical Discount Program utilizes National provider networks including:
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Qualified Health is NOT insurance. It is a medical discount program that brings you the same negotiated rates that the large insurance companies have enjoyed for years! See here for important disclosures.